If you are an owner experiencing difficulty in maintaining your payments due to loss of income, increased taxes or payments, or for whatever reason, You should strongly consider a Short Sale for the following reasons:

              *   A short sale will allow you to sale your home for LESS than the balance that you owe on your mortgage

          *   There is practically no deficiency, shortage, attorney fees, late fees or any prior balances due from the seller/

          *    If there is a 2nd mortage, it is typically negotiated down to a very small a amount which is not paid by the seller.

          *    There is minimal impact on the seller’s credit.  Instead of showing as a foreclosure, the credit report normally shows “account or debt settled”.

          *    The seller, under the HAFA program,  may be eligible to receive up to $3,000 at closing for moving expenses or whatever they choose to do with it.

          *    The seller may be eligible to purchase a new home within or about 2 years, as opposed to 3 to 4 years if it were a foreclosure.

          *    Sellers, with fair credit, would be eligible for our Rent/Buy Program and can move into another home prior to or immediately after closing.

          *   When your home is listed with Century21 and with the services that we use, there are no attorney fees nor title charges to the seller.  The seller virtually pays nothing to sell their home.

If you, or someone you know, would like to receive more detailed information, or would  like to receive our free Short Sale Package—with no obligation, please contact me by phone or email.

            Call Mike Woods at 708 213-6095,  email—Houses2@aol.com